X0303 4 2011-05-16 0 0000887919 PREMIER FINANCIAL BANCORP INC PFBI 0001082228 SCAGGS NEAL C/O BAISDEN BROTHERS, INC. 340 RIVERVIEW AVENUE LOGAN WV 25601 1 0 0 0 PFBI - Common Stock 2011-05-16 4 P 0 40000 7.15 A 56825 D PFBI - Common Stock 25301 I by Spouse /s/ Neal Scaggs 2011-05-17